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DEL HOME LENDING, INC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
FHA- Loans
VA Loans
FHA-203K loan
USDA-Guaranteed Rural Housing Loans
Conventional Loan Program

FHA- Loans

This loan program is desgined for first time home buyers, the programs is guarateed by FHA and only requires a 3.5% down payment and sellers can contribute up to 6% for the buyers closing costs and prepaids.

Maximum Amount: $270,500

VA Loans

If the borrower qualifies for Veterans Loan Program-  the loan is guaranteed by teh Department of Veterans Affairs, the borrower qualifies for 100% financing with approved credit.


FHA-203K loan

This program is an FHA guaranteed loan, that allows the buyer to include needed repairs in the same loan with the purchase of their home.  The program requires a 3.5% down payment and seller can assist with up to 6 % of the buyers closing costs and prepais.-* with approved credit.


USDA-Guaranteed Rural Housing Loans

USDA Guaranteed Home Mortgage Loans are the most common type of USDA Loan in Texas and allow for Higher income limits and 100% financing for home purchases.  USDA Guaranteed Loan Applicants may have an income of up to 115% of the meidian Household income for the area.  Area income limits for this program can be view at www.rurdev.usda.gov/HSF_Guar_Income_Limits.html.  All USDA Guaranteed Loans carry 30 years terms and are set at a fixed rate. *


Conventional Loan Program



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.